You’ve got people’s lives on the line.

But increased costs and longer times for insurance companies and Medicare to pay are making it tough to keep medical practices and companies going. Accounts that are paid by third party insurers have to be highly scrutinized. These receivables are paid differently by different states. Government and insurance regulations, HMOs, delayed reimbursements, and multiple payers are big challenges specific to the healthcare industry. In the meantime, you’ve got bills that can’t wait for checks that may or may not be in the mail.

Neither can you.

That’s why you need a medical industry insider like First Financial Factoring to give you the flexibility and stability that comes from a steady, predictable cash flow. Are you a new startup? A two man operation? Or a multi-national corporation? For five decades, we’ve delivered for companies like yours. Pharmacies, physicians, specialty hospitals, surgery and imaging centers, urgent care and rehab centers, ambulance companies, medical labs, home health care and workers comp healthcare providers have all managed their accounts receivable through First Financial Factoring—with outstanding results.

Don’t make the mistake of thinking medical receivables can't be factored because your client is a person, not a business. In most cases, your payment comes from Medicare, Medicaid, or an insurance company. So those accounts can be factored.

Whether you’re an independent surgeon or the largest pharmacy chain in 24 states, we get you paid on delivery every single time. Imagine having your money within hours. Never again will you have to wonder how you’ll meet your financial obligations. Plus, you’ll immediately have the improved credit and in-hand resources to grow and improve your customer satisfaction, your product, your facilities, or your services.

50 years on the job with every conceivable kind of medical practice and company gives First Financial Factoring the background to make things go faster and smoother, keep your customers happier, and bring you greater value every day.

A predictable cash flow that covers your expenses like vendor payments, overhead, staffing costs, and equipment rentals helps avoid costly fines, penalties and bank overdrafts.

If a jury verdict ever exceeds your malpractice policy limits, your accounts receivables are at risk. By factoring those accounts you completely protect those assets for all members of a practice.

No more collection agencies. No more tough-to-make client calls. One of our professionals will be dedicated to managing all your open invoices, ensuring prompt payments and maintaining happy customer relationships.

No more collection agencies. No more tough-to-make client calls. One of our professionals will be dedicated to managing all your open invoices, ensuring prompt payments and maintaining happy customer relationships.

With factoring, your company incurs no debt. Your balance sheet looks good to other financers and that improved credit rating leads you to develop your practice or operation however you see fit.

Our careful screening and approval of your customer’s credit means you know that payment will always be there.

When you can forget about chasing down invoices, juggling payments and generally sweating the financials, you can concentrate on how to take your business to the next level.

Compared to other financial institutions, First Financial Factoring has unique experience in medical businesses that enables us to get better terms and pass them on to you.  Bottom line, we charge you the lowest rates and deliver the best advance rates in the business.