You’ve got to get quality product to market faster and fresher than most.

If you can’t deliver on time, you’ve suddenly got no product at all. But with clients who take an average of 40 days to pay their invoices (sometimes much longer), you can quickly find yourself in a tight spot. Emergency ship and boat repairs, packaging and cleaning supplies, permits, navigation equipment payments, maintenance, taxes, licensing and crew paydays can’t wait for checks that may or may not be in the mail.

Neither can you.

That’s why you need a seafood industry insider like First Financial Factoring to give your company the flexibility and stability that comes from a steady, predictable cash flow. Are you a new startup? A two man operation? Or a multi-national corporation? For five decades, we’ve delivered for companies like yours. Independent fishing companies, importers and exporters, processing factories, fish farms, wholesalers, retailers, distributors, and seafood specialty companies of every sort have all managed their accounts receivable through First Financial Factoring—with outstanding results.

Whether you run one boat, a fleet of import ships, a local fish market or an international distribution network, we get you paid on delivery every single time. Imagine having your money within hours. Never again will you have to wonder how you’ll fund your next shipment. Plus, you’ll immediately have the improved credit and in-hand resources to grow and improve your equipment, your services, and your customer satisfaction.

It’s so easy to get started. You can get funded in 3 to 5 business days. That’s instant cash flow in under a week. Remember the last time you waited over 45 days for a single invoice to get paid?

50 years on the job with every conceivable kind of seafood company gives First Financial Factoring the background to make things go faster and smoother, keep your customers happier, and bring you greater value every day.

A predictable cash flow that covers your daily expenses like ice, repairs, and shipping, helps avoid costly fines, penalties and bank overdrafts.

When you can afford to work with bigger organizations who tend to require 30 to 45 day payment schedules, those high paying wholesalers and retailers give you more business and better terms.

No more collection agencies. No more tough-to-make client calls. One of our professionals will be dedicated to managing all your open invoices, ensuring prompt payments and maintaining happy customer relationships.

The flexibility that our reliable cash flow provides gives you the power to expand your business a little or a lot and bring in more revenue.

With factoring, your company incurs no debt. Your balance sheet looks good to other financers and that improved credit rating leads you to develop your seafood operation however you see fit.

Our careful screening and approval of your customer’s credit means you never cast a net or scale a fish until you know payment will be there.

When you can forget about chasing down invoices, juggling payments and generally sweating the financials, you can concentrate on how to take your seafood business to the next level.

Compared to other financial institutions, First Financial Factoring has unique experience in seafood that enables us to get better terms and pass them on to you.  Bottom line, we charge you the lowest rates and deliver the best advance rates in the business.