You’ve got orders to fill and projects to complete.

You can’t get paid if you don’t deliver the goods, and you can’t deliver the goods if you can’t pay suppliers. Meeting the requirements of business is tough—especially when you have to wait for the money to come in before you can move forward. When clients take an average of 40 days to pay their invoices (sometimes much longer), you can quickly find yourself in a tight spot. Bills for raw materials, payroll, equipment payments, maintenance, compliance upgrades and warehousing fees can’t wait for checks that may or may not be in the mail.

Neither can you.

That’s why you need a U.S. and Canadian business insider like First Financial Factoring to give your company the flexibility and stability that comes from a steady, predictable cash flow.

Are you a new startup? A two man operation? Or a major corporation? For five decades, we’ve delivered for companies like yours. Automotive, high tech, medical equipment, and consumer product makers, along with service providers, retailers and wholesales of every kind have all managed their accounts receivable through First Financial Factoring—with outstanding results.

Whether you produce hand-made toys or super-tanker ocean liners, whether you set up global phone systems or type up manuscripts, we get you paid on delivery every single time you provide goods or services.

Imagine having your money within hours. Never again will you have to wonder how you’ll fund your next shipment or next project. Plus, you’ll immediately have the improved credit and in-hand resources to grow and improve your product, your facilities, your services, and your customer satisfaction.

It’s so easy to get started. You can get funded in 3 to 5 business days. That’s instant cash flow in under a week. Remember the last time you waited over 45 days for a single invoice to get paid?

10. MORE KNOW-HOW.
50 years on the job with every conceivable kind of industry, as well as knowledge of U.S. and Canadian law regarding management of accounts receivable, gives First Financial Factoring the background to make things go faster and smoother, keep your customers happier, and bring you greater value every day.

9. LESS WASTED MONEY.
A predictable cash flow that covers your expenses like vendor payments, emergency repairs, compliance, and staff paychecks helps avoid costly fines, penalties and bank overdrafts.

8. MORE ORDERS.
When you can afford to provide goods or services for bigger organizations who tend to require 30 to 45 day payment schedules, those high paying clients give you more business and better terms.

7. LESS HASSLE.
No more collection agencies. No more tough-to-make client calls. One of our professionals will be dedicated to managing all your open invoices, ensuring prompt payments and maintaining happy customer relationships.

6. INCREASED SALES.
The flexibility that our reliable cash flow provides gives you the power to expand your business a little or a lot and bring in more revenue.

5. BETTER CREDIT.
With factoring, your company incurs no debt. Your balance sheet looks good to other financers and that improved credit rating leads you to develop your operation however you see fit.

4. FEWER BAD DEBT EXPENSES.
Our careful screening and approval of your customer’s credit means you never start a project until you know payment will be there.

3. MORE TIME.
When you can forget about chasing down invoices, juggling payments and generally sweating the financials, you can concentrate on how to take your business to the next level.

2. GREATER LOYALTY.
Suppliers and service providers who get paid on time deliver better and more consistent goods and services. Your financial reliability to them means having a team that will watch your back.

And the number one reason to choose First Financial Factoring:

1. MORE CASH FLOW.
Compared to other financial institutions, First Financial Factoring has unique experience in a wide range of industries that enables us to get better terms and pass them on to you.  Bottom line, we charge you the lowest rates in Canada or the U.S. and deliver the best advance rates in the business.

Discover how our full range of financial services can

build bigger, better successes for your company.